Bad Credit Car Loans
and Leasing

Want a better way to your next car?

It's called EzeeWay - and it was developed by Ezee Credit over our 25 years of leadership in automotive special finance. If you're looking to finance a car with little or no credit, join the thousands of people in need of a bad credit car loan who discovered EzeeWay. Enjoy a fresh start with a great car and a successful outcome with better credit.

Yes, I'm Ready

It's called EzeeWay - and it was developed by Ezee Credit over our 25 years of leadership in automotive special finance. If you're looking to finance a car with little or no credit, join the thousands of people in need of a bad credit car loan who discovered EzeeWay. Enjoy a fresh start with a great car and a successful outcome with better credit.

EzeeWay advantages

Quality Cars

often with

50,000+ Fewer Kms

Great Rates

often

8 to 10% Lower

Better Terms

often with

12 to 24 Fewer Payments

You're Approved

by us

Not the Banks

Monthly Reporting

for faster

Credit Improvement

EzeeWay starts with a Car, Truck
or SUV you'll love

Great Cars

Quality, low km cars, trucks and SUVs

Lower maintenance costs

Reliability you can count on from start to finish

Learn more

Quality Selection

Inventory constantly refreshed

Carefully selected from across Canada

Vehicles you'll be proud to drive

Learn more

Inspected & Road Tested

Detailed 116-point inspection

Fully certified & reconditioned

We invest in our vehicles to help ensure your success

Learn more

EzeeWay starts with a Car, Truck
or SUV you'll love

Great Cars

Quality, low km cars, trucks and SUVs

Lower maintenance costs

Reliability you can count on from start to finish

Learn more
Quality Selection

Inventory constantly refreshed

Carefully selected from across Canada

Vehicles you'll be proud to drive

Learn more
Inspected & Road Tested

Detailed 116-point inspection

Fully certified & reconditioned

We invest in our vehicles to help ensure your success

Learn more

EzeeWay financing moves you ahead

We have the resources to help you get a bad credit auto loan, regardless of your credit situation and we accept all types of income. Your fresh start begins with us:

Credit Situations

Good credit
No credit
Bad credit
Bankruptcy and proposals
Divorce or separation
New or limited employment
Collections and Repossessions

Income Types

Full and Part Time Employment
Pensions
Disability
Child Care Tax Credits
Self-employed
OSAP
Hard to prove income | Support Payments

We have the resources to help you get a bad credit auto loan, regardless of your credit situation and we accept all types of income. Your fresh start begins with us:
Credit Situations
- Good credit
- No credit
- Bad credit
- Bankruptcy and proposals
- Divorce or separation
- New or limited employment
- Collections and Repossessions
Income Types
- Full and Part Time Employment
- Pensions
- Disability
- Child Care Tax Credits
- Self-employed
- OSAP
- Hard to prove income | Support Payments

Let's Get Started

Car financing direct from us

At Ezee Credit, we do more than provide you with great vehicles. We provide bad credit auto financing to many of our clients directly – which means more flexibility for you.

A Credit Review Customized For You

We take a very different approach to reviewing your financial situation. Unlike other lenders, we look beyond your past credit, including past repossessions and bad credit car loans, and focus more on the positive steps you are taking today to be more successful tomorrow.

Better Rates & Payment Options

When Ezee Credit finances you directly with a bad credit auto loan, we can offer preferred interest rates for every credit situation – and flexible payment terms that are best for you: monthly, semi-monthly, bi-weekly or weekly.

Cars for People with Poor Credit

Take advantage of a finance source you won’t find anywhere else Apply Now

EzeeWay is geared to your success

One Advisor, Start-to-Finish

Your friendly Ezee advisor will work with you one-on-one to understand your credit situation and your unique needs

Customized Around You

We’ll treat you with respect and work with you to find a quality car you’ll be proud of – and an auto loan with payment terms you can afford

Real Help vs. False Promises

We don’t claim 100% approval on bad credit car loans. Instead, we regularly provide auto financing for people who have been turned down most everywhere else

Succeed Faster

With EzeeWay auto financing, you can earn an “Auto Loan Paid” on your bureau faster and start enjoying the benefits of your improving credit sooner

Rebuild Your Credit

We do monthly credit reporting to help accelerate your credit improvement right from the start and let other lenders see your progress

Great Rates & Terms

We work with leading bad credit lenders – but typically customers prefer our direct financing where we determine the rules and rates

Great Rates & Terms

We work with leading bad credit lenders – but typically customers prefer our direct financing where we determine the rules and rates

Rebuild Your Credit

We do monthly credit reporting to help accelerate your credit improvement right from the start and let other lenders see your progress

Succeed Faster

With EzeeWay auto financing, you can earn an “Auto Loan Paid” on your bureau faster and start enjoying the benefits of your improving credit sooner

Your fresh start is just one click away I’m Ready

EzeeWay clients say it best...

My experience with Ezee Credit is nothing short of amazing. I'm in my second vehicle, in which I picked up last week. I asked Jeff Scott if he would be able to find me the car of my dreams, literally. And he did. He found the car within 3 days, had it brought to London just for me to test drive. Jeff Scott went above and beyond to make sure I was happy, that I understood everything and also got me into my new car within a week of signing. Very highly recommend!! I'd also like to add that the entire team at Ezee Credit are honest, and very helpful. Stop searching for vehicles anywhere else! This is the place to go :)

- Andrea -
Life happens… and sometimes bad things happen to good people. Being a single mom, I got in over my head with bills and damaged my credit rating. When I really needed a new car, I figured I was not going to be able to get one. I was very discouraged. That was until I went to EzeeCredit!! They worked with me to help me pick out a vehicle that was just right for me. I am so happy with my new car! If you find yourself in the same situation, I would highly recommend giving them a call and drive away in a great car.

- Kim -
Was nervous about getting a new car, but from the moment I talked to Manny through email I was feeling a bit better. To me I thought it was a going to be a scary experience but I walked into the dealership and was greeted with open arms. Manny was very professional and kept me smiling the whole time. Jeff also went above and beyond to ensure delivery of my car went smoothly. They were both absolutely amazing and I highly recommend Manny and Jeff! They walk you through everything and make sure you leave happy! __You guys rock!!!

- Christine O. -
Cristiana gave up her afternoon off to meet with us on our schedule and did a fantastic job presenting us with a great deal. We were presented with all our options and in the end could not refuse the deal we were offered.

- Marty P. -
I ran into some hard times because of a bad relationship, I was unfortunately stuck with a lot of debt that I didn't incur. I was in need of a car, but was worried I wouldn't be able to get one due to my income. Thankfully I heard about EzeeCredit. I was approved for a newer, reliable car with super low kilometres. I am more confident than ever in my new life!

- Anna -
Mine and my hubby's credit sucks and they have been great with extending us 2 different leases. Overall great company and everyone in office and on phone has been very polite and very friendly. Would give a higher review if I could. BIG thanks to Marc Bailey for helping us out with our concerns and excellenct customer service from Vera, Tammy & Rob!!

Our EzeeWay Start Up Program gets you on the road to better credit sooner

Get into a vehicle today and pay some start up costs over time
Avoid up to 10 car payments right off the start
No set-up fee (vs. $499 elsewhere)

Start Me Up!

Moving you in the right direction

Quality Cars. Preferred Auto Financing. One Company.

Helping people with bad credit circumstances get a great vehicle and improve their credit is all we do at Ezee Credit. Our success is based on your success, and our EzeeWay auto financing program makes it simple.
Our Careful Approach Preserves Your Credit

Many dealers will send your car loan credit application to every bad credit lender. Not Ezee Credit. We know that approach can hurt your credit profile – so we use a very selective credit inquiry process that’s designed to help you succeed.
Helping You Manage the Unexpected

As an Ezee Credit client, we’re there for you throughout your car loan when the unexpected happens – a job loss, separation, illness. We don’t have rigid rules like big finance companies, and can adjust your car payments to help you stay on track.

Quality Cars. Preferred Auto Financing. One Company.

Helping people with bad credit circumstances get a great vehicle and improve their credit is all we do at Ezee Credit. Our success is based on your success, and our EzeeWay auto financing program makes it simple.
Our Careful Approach Preserves Your Credit

Many dealers will send your car loan credit application to every bad credit lender. Not Ezee Credit. We know that approach can hurt your credit profile – so we use a very selective credit inquiry process that’s designed to help you succeed.
Helping You Manage the Unexpected

As an Ezee Credit client, we’re there for you throughout your car loan when the unexpected happens – a job loss, separation, illness. We don’t have rigid rules like big finance companies, and can adjust your car payments to help you stay on track.

Our better way is quick and easy...

What are you waiting for? Our online auto loan application is quick and secure. It’s time to join thousands of people across Ontario and take the better way with Ezee Credit.

The future is bright...

Make it happen

EzeeWay differences you’ll appreciate

There are a lot of websites out there offering instant bad credit car loan approvals and other questionable promises. We see new sites pop up every day. Here are four important ways Ezee is different.

Actual Locations

We’re not just a bad credit car loan website. We have physical locations for you to visit, meet with our team, and test drive great cars.

1

Protect Your Info

Many bad credit auto loan sites out there don’t lend money or sell cars – their only purpose is to sell your personal and confidential information to new & used car dealers. We never sell your information when you apply for a car loan.

2

Bad credit car loans with personalized and respectful service

We Work With You

At Ezee Credit, we work with you to provide you with a great car and preferred auto financing to go with it. Respectful, personalized service from start to finish.

3

Don’t Shop Your Credit

We’re very selective. Too many inquiries can hurt your credit - especially if you apply to lots of bad credit auto loan lending sites and dealers.

4

Experience the EzeeWay difference today.

Apply Now

Want to test the waters first? No problem. Call us toll-free.

London: 1-866-779-0003 • Cambridge: 1-866-779-0031

Bad Credit Car Loansand Leasing

Want a better way to your next car?

Check Your Eligibility Here

EzeeWay advantages

Quality Cars

often with

50,000+ Fewer Kms

Great Rates

often

8 to 10% Lower

Better Terms

often with

12 to 24 Fewer Payments

You're Approved

by us

Not the Banks

Monthly Reporting

for faster

Credit Improvement