Ezee Credit started in London, Ontario with some of the greatest customers in the world...many of whom are repeat customers.

ATTRACTION OF LONDON, ONTARIO

With a population of approximately 350,000 (approaching 450,000 with surrounding communities), London is located about halfway between Toronto and Detroit, Michigan. London has a diverse economy which has evolved over the years. London is also known as the home for some of Canada's most well-recognized businesses, such as Labatt's and London Life. London still hosts the Canadian headquarters for companies such as 3M, McCormick's, Kellogg's, Trojan Technologies and TSC Stores. In addition, there are great educational opportunities here. The University of Western Ontario and Fanshawe College provide London with an increased population from the students who arrive each year.

London continues to attract new business, including call centres, Diamond Aircraft and GDLS-Canada. It has also added the London Convention Centre and John Labatt Centre, greatly expanding London's access to business and sports events and concerts. Year round attractions include New Year's Eve in Victoria Park and the Home County and Blues Festivals. Plus with the London Health Sciences Centre, London has excellent, leading edge, hospital facilities. And of course, the Forest City has lots and lots of trees.

That's why for many people, London, Ontario may not be the largest city in Canada, but it is the only place they want to call home.

LONDON ONTARIO HAS TRANSPORTATION NEEDS

While there is an excellent bus transit system, many people prefer to drive their own vehicles. Plus, there are many neighbouring towns and cities which can be reached by a reasonable car ride.

While London has many things going for it, it has also had its share of economic challenges. Economic hardship from unexpected job losses and/or layoffs has left some people hurting financially. Other people have experienced bad credit from separation or divorce or taking on too much debt. The result has been credit proposals and bankruptcies. These people need, and want, quality vehicles. But for many years London had very few choices for alternative bad credit financing.

Ezee Credit opened its doors in London in 1991, offering people with bad credit a new finance source for a quality vehicle at an affordable price. This was reflected in its early slogan "Putting you on the road to good credit in a quality vehicle". And that's just what Ezee Credit has done for many Londoners and residents of surrounding locations. Many of these customers keep coming back for vehicles on better terms as we help them re-establish their credit

LEADING THE WAY IN LONDON

Ezee Credit has been a leader in offering Londoner's with no credit, poor credit or bad credit automobile financing.

Ezee Credit carries a large inventory of carefully selected vehicles and then makes sure they are right. Every car, truck, minivan and SUV is well inspected, certified and reconditioned and comes with a warranty. We just don't feel comfortable offering older vehicles with higher kilometres. To our way of thinking, a newer vehicle is more reliable, will require less maintenance and is a vehicle a customer can be proud to drive. And this increases the odds the contract will be paid off and the customer successful in starting to re-establish their credit. This common sense approach has worked well for us and continues to this day with our continued focus on late model, low kilometre vehicles.

Our focus on using later model vehicles with lower kilometres also permits us to reasonably offer longer finance terms with lower payments. When combined with our leasing alternatives, we find that we can offer a very affordable payment plan in almost every circumstance. We are always conscious, however, of the dangers of long financing terms and avoid stretching the term beyond the estimated life of the vehicle. We know that a custom designed lease that meets your needs is the best way to get you back on your feet credit-wise.

ADDING MORE LENDERS AND CONVENIENCE

When some new lenders started to offer bad credit loans in London, we reviewed them. Some we didn't like and never offered to our customers. Some have come and gone. Others we felt offered good value and a legitimate alternative to our in-house lease program. We made these opportunities available so the customer can decide what's best for them. Now we have several good choices for the varying credit circumstances of our customers, often with $0 down payment.

Ezee Credit also enhanced its web site being one of the first to offer an "on-line application". This allowed a potential customer to apply from the comfort and privacy of their home. It also enabled us to expedite the process when we got together with the customer. At the same time, we have always relied on our expertise and a focused plan rather than shotgunning applications to several lenders (and possibly damaging someone's credit even more). And we never sell our leads to anyone else preferring to deal with our customers directly.

STILL WORKING ONE-ON-ONE WITH CUSTOMERS

Ezee Credit still wants to work one-on-one with our customers. Our professional credit specialists can review your circumstances and needs and then work with you to get you driving an affordable vehicle you will be proud of while at the same time starting to re-establish your bad credit.

While you can visit us at our location on Florence Street, we still recommend the on-line credit application as being the most effective way to get us working for you. And don't be concerned if you have been turned down elsewhere. We having been helping Londoners and others start to drive a great vehicle when most everyone has turned them down. With our in-house financing (which you won't find anywhere else) and our relationships with bad credit lenders, we find that we can help almost everyone.

That means you can work with just one consultant to get the vehicle you want and the financing you need all at the same location - truly the convenience of one-stop shopping. Then Ezee Credit can help re-establish your credit when it reports your progress on its in-house financing to Equifax.

LONDON AND SURROUNDING AREAS

Ezee Credit has also assisted many residents on the outskirts and the surrounding towns and municipalities of London, Ontario to obtain bad credit auto loans and bad credit auto leases. Communities that we have, or easily can, assist people with credit challenges include:

· Alvinston · Appin · Arkona · Arva · Aylmer · Bayfield · Bayham · Belmont · Bluewater · Blythe · Brant · Brigden · Bright Grove · Brodhagen · Brooke Alvinston · Brothwell · Brownsville · Brucefield · Brussles · Camlachie · Cathcart · Central Elgin · Central Huron · Centralia · Clinton · Crediton · Croton · Dashwood · Dawn-Euphemia · Delhi · Denfield · Dover Centre · Dresden · Duart · Dutton/ Dunwich · Eden · Egmendville · Enniskillen · Fingai · Florence · Forest · Fullarton · Grand Bend · Harley · Hay · Hensall · Highgate · Huron East · Inwood · Iona Station · Kent Bridge · Kerwood · Kippen · Kirkton · La Saletta · Lambton Shores · Langton · Londesborough · Lucan · Melbourne · Middlesex · Mt. Pleasant · Muirkirk · Muncey · Newbury · Norfolk · Norwich · Oakland · Oil City · Oil Springs · Otterville · Petrolia · Pinery Provincial Park · Plmpton –Wyoming · Point Edward · Port Rowan · Port Stanley · Putman · Ravenwood · Ridgetown · Sarnia · Seaforth · Shedden · South Huron · Southwold · Sparta · Springfield · Springford · St. Mary’s · St. Thomas · Staffa · Stratford · Thamesville · Thorndale · Tillsonburg · Tupperville · Vanessa · Varna · Wallaceburg · Wallacetown · Walsingham · Walton · Wardsville · Warwick · Waterford · Watford · West Elgin · West Lorne · Wilkesporty · Willsonville · Windham Centre · Woodham · Wyoming · Zurich